NeroPay offers two types of business spending cards — Virtual and Physical. Follow this guide to set up your account and apply for your card.

1. Sign Up & Register on NeroPay

1. Download the NeroPay App (from App Store or Google Play).
2. Create an account by entering your email, password, and verifying your identity.
3. Complete your profile – You may be asked to provide:
4. Full Name
5. Address
6. Date of Birth
7. Business details (if applicable)

Link a bank account (needed for top-ups and transfers).

Go to Bank Accounts → Link new bank account and follow the prompts to connect securely.

2. Add Funds to Your Balance

Before creating a NeroCard, you need at least £20 in your Payment Balance or NeroCard Balance.

1. Tap Transfer Money on your dashboard.
2. Choose your linked bank account or merchant wallet.
3. Deposit at least £20 to unlock card creation.

3. Apply for a NeroCard

Once your account has funds, you can create a new card:

1. Navigate to the NeroCard section in the app.
2. Tap Create Card.
3. Choose between:
4. Virtual Card (£1 fee) – instantly created, ready for online use.
5. Physical Card (£19.90 fee) – shipped to your registered address.
6. Confirm your details (address required for physical cards).
7. Review the fees and confirm your request.

4. Managing Your NeroCard

1. View balance & transactions – Check your NeroCard dashboard anytime.
2. Top up instantly – Add funds through your merchant wallet or linked bank.
3. Use anywhere – Pay online, in-store, or internationally.
4. Real-time alerts – Stay updated on every transaction.

Quick Notes

1. You need at least £20 in your account to create a card.
2. A virtual card is cheaper and faster if you need immediate access.
3. A physical card takes longer (shipping time) but works everywhere.